Florida — 6-20 All-Lines Adjuster Exam

Pass the Florida
6-20 All-Lines
Adjuster Exam First Try

300 state-exam-style questions with a full explanation for every answer — the practice that carries you through the closed-book Pearson VUE 6-20 exam. Built for candidates taking the state exam.

Try Free Quiz Browse Study Guide
First 5 questions free · No account needed
300
Practice Questions
10
Content Areas
70%
Passing Score
2h
Exam Time Limit
Study tools

Three ways to prepare

Study at your own pace, practice by topic, or simulate the real exam with a timed test.

Study Guide
Every question with the correct answer and a clear explanation, organized by content area.
Free preview
Practice Quiz
Interactive quiz with instant feedback. Filter by content area and track your score.
5 questions free
Exam Simulation
A full timed mock exam in the real format — no explanations until you finish.
Timed
What's inside

Built for the Florida 6-20 All-Lines Adjuster exam

Questions mapped to all 10 content areas, from Florida law to claims, property, casualty, auto and workers comp.

Every answer explained
All 300 questions come with a plain-English explanation — you learn why an answer is right, not just the letter.
Weighted like the real exam
Question counts per area mirror the state blueprint, so you drill Florida law, claims and PIP the amount the exam does.
Per-topic scoring
See your score across all 10 content areas and spend your time exactly where you are weakest.
Study on any device
Drill on your phone between inspections or shifts, then pick up on your laptop later — no app to install.
Why it matters

Stop guessing. Start passing.

Florida runs a hurricane-claims economy, and a 6-20 All-Lines Adjuster license is the door into it. But the state exam is a closed-book test, and that's where unprepared candidates slip. Most people who struggle didn't fail on general insurance concepts; they underestimated the Florida-specific material: Chapter 626 law, claim-handling deadlines, and PIP.

This guide fixes that. You drill state-exam-style questions across all 10 content areas, read a plain-English explanation for every answer, and learn to spot the traps the state writes into the wrong choices. The sections that sink most candidates:

  • Florida insurance law (Ch. 626) — adjuster types, public-adjuster fee caps, claim-handling timelines, and the Valued Policy Law.
  • The claims & adjusting process — proof of loss, reservation of rights, ACV vs replacement cost, subrogation, and appraisal.
  • Florida auto (PIP/no-fault) — the $10,000 benefit, the 80%/60% split, the 14-day rule, and the EMC cap.

New to the process? See the full path to your license →

Course or exam?

Taking the state exam? This is your practice layer.

Florida lets many residents skip the state exam by finishing an approved 40-hour Accredited Claims Adjuster (ACA) designation course. If that fits you, take the course. But if you are a non-resident on the 70-20 license, you chose the exam route, or you are taking a course and want to walk into the Pearson VUE exam sure you will pass — that is exactly what this is built for.

Those designation courses run $300–$500+. This is $49 for 3 months / $89 lifetime — because it does one job: drill you on the real tested material until 70% is automatic. Use it alongside your course or on its own.

Free guides

Free Florida 6-20 adjuster exam guides

Deep-dive guides for every part of the Florida 6-20 All-Lines Adjuster exam — free to read, no account needed.

Exam day

Know exactly what to expect

The Florida 6-20 exam is a closed-book, computer-based test administered by Pearson VUE for the Department of Financial Services — at a testing center or online with a live proctor. No surprises on the format — here is the breakdown so nothing throws you off on the day.

100
scored, closed-book questions
2 hrs
to finish — about 70 sec each
70%
70 correct to pass
~$44
exam fee, retakes allowed

Our timed simulation mirrors all of this — same length, same passing bar, no explanations until you finish — so your first real attempt feels like your tenth practice run.

How it works

Three steps to exam day confidence

Practice until you know the material cold.

1
Start with the free quiz
See how the questions and instant explanations work before you commit.
2
Study by content area
Work through all 10 content areas. Read explanations to understand, not just memorize.
3
Walk in prepared
When you're consistently hitting 80%+ on the timed sim, you're ready.
Exam coverage

All 10 content areas

Mapped to the Florida 6-20 All-Lines Adjuster exam — law, claims, property, casualty, auto and workers comp.

10%30q
Insurance Basics & Terminology
14%42q
Florida Insurance Law (Chapter 626) & Valued Policy Law
8%24q
Adjuster Ethics, Licensing & Professional Conduct
14%42q
The Claims & Adjusting Process
12%36q
Property Insurance (Homeowners, Dwelling & Flood/NFIP)
8%24q
Commercial Property & Businessowners (BOP)
10%30q
Casualty & General Liability (CGL)
10%30q
Auto Insurance (Florida PIP/No-Fault & PAP)
8%24q
Workers' Compensation
6%18q
Policy Provisions, Contracts & Loss Settlement
Free preview

See it before you pay

Every practice question is written in-house and modeled after the 10 official Florida 6-20 Adjuster exam content areas. Each question includes a clear, plain-English explanation to help you understand the material — not just memorize the answer.

The first two content areas are open for free — no account or credit card required. Read the study guide, take the practice quiz, and see the quality for yourself before unlocking the remaining content.

Simple pricing

Unlock Full Access

First 5 quiz questions and 2 study sections are always free.

3-Month Access
$49$70
Access for 3 months
All 300 practice questions
Full study guide
Unlimited quiz attempts
Content area filtering
Not affiliated with the Florida DFS, the Department of Financial Services, or Pearson VUE
Questions based on publicly available exam content outlines and standard insurance reference materials.
FAQ

Common questions

How many questions are on the Florida 6-20 All-Lines Adjuster exam?
The Florida 6-20 All-Lines Adjuster state exam has 100 scored multiple-choice questions delivered by Pearson VUE, with a 2-hour time limit. A handful of unscored pretest questions are mixed in but do not count. You need 70% to pass.
What score do I need to pass the Florida adjuster exam?
You need a score of 70% or higher on the Florida 6-20 All-Lines Adjuster exam. Aim to score 80%+ consistently on timed practice before you schedule the real exam.
Is the Florida 6-20 adjuster exam open book?
No. The Florida 6-20 All-Lines Adjuster state exam is closed-book and computer-based at a Pearson VUE testing center or via online proctoring. That is why drilling the material until it is second nature matters.
Do I have to take the state exam to get a 6-20 license?
Not always. Florida residents can be exempt from the state exam by completing an approved 40-hour Accredited Claims Adjuster (ACA) designation course, or by holding certain credentials such as a General Lines (2-20) agent license, a public adjuster license, or designations like the AIC. Candidates who do not qualify for an exemption take the Pearson VUE state exam.
What does the 6-20 All-Lines Adjuster license let me do?
A 6-20 All-Lines Adjuster can investigate, evaluate, and settle property, casualty, auto, and other first-party and third-party claims in Florida as a company (staff), independent, or — with the proper appointment — represent insurers across all lines of insurance except life and health.
Are these the actual exam questions?
No. These are original practice questions written to cover the same 10 content areas the state tests, designed to build real understanding — not leaked exam items.
How much does the Florida adjuster exam cost and can I retake it?
The Pearson VUE exam fee is modest (around $44 per attempt) and there is no limit on retakes — if you do not pass, you can reschedule and pay the fee again. Most people who fail are close, and targeted practice on weak areas usually gets them over the line.
How long does it take to prepare for the 6-20 exam?
Most candidates who study consistently are ready in two to four weeks. The areas that decide pass/fail are usually Florida insurance law and the claims-handling process, not the general insurance concepts, so spend extra time there.